Terms of Use

Last Updated: May 6, 2026

Agreement to Terms

By accessing and using the iceberg-portal website, you agree to be bound by these Terms of Use and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using this site.

Website Purpose

This website provides information about financial management services offered by iceberg-portal. Content is for informational purposes and does not constitute professional financial advice.

The information presented is advertising in nature and should be considered as such when making financial decisions.

Use License

Permission is granted to temporarily access the materials on this website for personal, non-commercial viewing only. This is a grant of license, not a transfer of title.

Under this license, you may not:

  • Modify or copy the materials
  • Use materials for commercial purposes
  • Attempt to reverse engineer any software on the site
  • Remove copyright or proprietary notations
  • Transfer materials to another person or mirror materials on another server

This license terminates automatically if you violate any of these restrictions. Upon termination, you must destroy any downloaded materials in your possession.

Information Accuracy

While we strive to provide accurate and current information, we make no warranties or representations about the accuracy, completeness, or suitability of information on this website.

Financial regulations, tax laws, and market conditions change frequently. Information may become outdated or inaccurate over time. We are not responsible for errors or omissions in the content.

Not Financial Advice

Content on this website is for general informational purposes only and should not be considered as professional financial advice tailored to your specific circumstances.

Individual financial situations vary significantly. Decisions based solely on website content without professional consultation are made at your own risk.

We strongly recommend consulting with qualified financial professionals before making significant financial decisions.

No Professional Relationship

Using this website or contacting us through the site does not create a professional financial advisor-client relationship. Such relationships are established only through formal written agreements.

Information you provide through contact forms or email does not enjoy the confidentiality protections of an established professional relationship until formal engagement occurs.

User Conduct

When using this website, you agree to:

  • Provide accurate and truthful information
  • Not misrepresent your identity or affiliation
  • Not attempt to gain unauthorized access to any portion of the site
  • Not introduce viruses, malware, or harmful code
  • Not use automated systems to access the site without permission
  • Not interfere with other users' access to the site
  • Comply with all applicable laws and regulations

Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of iceberg-portal or its content suppliers and is protected by copyright and intellectual property laws.

You may not reproduce, distribute, or create derivative works from any content without explicit written permission.

Third-Party Links

Our website may contain links to third-party websites. These links are provided for convenience only. We do not endorse or assume responsibility for the content, accuracy, or practices of linked sites.

Accessing third-party sites is at your own risk. We recommend reviewing the terms and privacy policies of any external sites you visit.

Limitation of Liability

To the fullest extent permitted by law, iceberg-portal shall not be liable for any damages arising from the use or inability to use materials on this website, even if we have been notified of the possibility of such damages.

This includes but is not limited to:

  • Financial losses resulting from decisions based on website content
  • Damages from errors or omissions in content
  • Loss of data or business interruption
  • Damages from unauthorized access or data breaches
  • Damages from viruses transmitted through the site

Some jurisdictions do not allow limitations on implied warranties or liability for consequential damages. In such jurisdictions, our liability is limited to the maximum extent permitted by law.

Disclaimer of Warranties

This website and its content are provided "as is" without warranties of any kind, either express or implied, including but not limited to:

  • Warranties of merchantability
  • Fitness for a particular purpose
  • Non-infringement
  • Accuracy or completeness
  • Uninterrupted or error-free operation

Service Availability

We do not guarantee that this website will be available at all times. We may experience hardware, software, or other issues that cause interruptions.

We reserve the right to modify, suspend, or discontinue any aspect of the website at any time without notice or liability.

Privacy and Data Protection

Your use of this website is also governed by our Privacy Policy and GDPR compliance statement. Please review these documents to understand how we collect, use, and protect your personal information.

Changes to Terms

We reserve the right to revise these Terms of Use at any time. Changes become effective immediately upon posting on this website.

Your continued use of the site after changes are posted constitutes acceptance of the modified terms. We recommend reviewing these terms periodically.

Governing Law

These Terms of Use are governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these terms or website use shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Severability

If any provision of these Terms of Use is found to be invalid or unenforceable, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

Entire Agreement

These Terms of Use, together with our Privacy Policy and Cookie Policy, constitute the entire agreement between you and iceberg-portal regarding website use.

Contact Information

Questions about these Terms of Use should be directed to:

Email: [email protected]
Address: 45 Deansgate, Manchester M3 2AY, United Kingdom

Acknowledgment

By using this website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.